This aerial photograph taken in May 2023 shows the south end of Ouray, with U.S. Highway 550 snaking up toward Mt. Abram. This view shows the Meinerts' blue house on Second Avenue, just below the highway. The couple was under contract to sell their home in December, but the deal fell through when the prospective buyers couldn't obtain home insurance, due to wildfire risk. Some insurance companies are keeping current clients but are not issuing new policies in Ouray County. Photo by Mike Boruta — Ouraybyflight.com
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Insurance troubles offer ‘a wakeup call’
By modern real estate standards, Keith and Lyn Meinert’s plan to sell their home at the top of Lee’s Ski Hill and move to Montrose last year should have been nearly seamless.